Terms of Service

Effective Date: September 2026

Last Updated: September 2026

These Terms of Service ("Terms") govern your use of cargovanmoney.com and your purchase of any Cargo Van Money product, including the Cargo Van Masterclass (the "Course"). The site and the Course are operated by Kargoza LLC, a Texas limited liability company, doing business as Cargo Van Money ("we," "us," or "our").

By using this site, downloading our free ebook, or purchasing the Course, you agree to these Terms. If you do not agree, do not use the site or buy our products.

1. Eligibility

You must be at least 18 years old to use this site or purchase the Course. By using the site or making a purchase, you confirm that you are 18 or older and able to enter into a binding agreement.

Some parts of the freight business we teach have their own age requirements set by insurers, brokers, and regulators. Those requirements are outside our control and are not changed by these Terms.

2. What You Are Buying

The Cargo Van Masterclass is a digital educational product. It teaches how to set up and operate an independent cargo van freight business, including business formation, operating authority, finding and booking loads, working with brokers, insurance, credit building, and business banking.

The Course is information and instruction. It is not a job, an employment offer, a franchise, a business opportunity investment, a guarantee of work, or a promise that any broker, shipper, or insurer will do business with you.

3. Pricing and Payment

The Course is $750, one time. Everything is included. There is no upgrade tier, no locked content, and no required add-on purchase.

Payment plans may be available. When, and if, a payment plan is available, If you choose a payment plan, you agree to pay the full amount according to the schedule presented at checkout. You authorize us and our payment processor to charge your payment method automatically on that schedule until the balance is paid. If a scheduled payment fails, we may retry the charge and may suspend your access to the Course until the account is current. If the account stays unpaid, we may cancel your access. You remain responsible for the unpaid balance.

Prices are in US dollars. You are responsible for any taxes that apply to your purchase.

4. Refunds

Because the Course is a digital product delivered immediately, all sales are final and we do not offer refunds once access has been granted.

Before you buy, you can read the free ebook, watch the sales video, and email us at [email protected] with any question about what is or is not included. We would rather answer your question than take money from someone who is not ready. If you believe you were charged in error, contact us at [email protected] and we will look into it.

5. Access to the Course

When your payment is processed, you get access to the Course materials through the account and email address you used at checkout. Access is for you personally. We intend to keep the Course available for as long as we operate it, but we do not promise access forever. If we ever discontinue the Course, we will give you reasonable notice and an opportunity to download materials you are entitled to keep. Keep your login information secure. You are responsible for activity that happens under your account.

6. No Income Guarantee

We do not guarantee income, results, load volume, broker approval, insurance approval, or business success.

Any income figures, ranges, tiers, or examples shown on this site, in the ebook, in videos, or inside the Course are illustrations of what is possible. They are not typical results and they are not a promise of what you will earn. Freight markets, rates, insurance requirements, fuel costs, and regulations change constantly and vary by location. What you earn depends on your effort, your market, your equipment, your decisions, and factors outside anyone's control. Our Earnings Disclaimer is incorporated into these Terms.

7. Not Professional Advice

Nothing on this site or in the Course is legal, tax, accounting, insurance, financial, or investment advice. We share what has worked in our own operation. Your situation is different. Consult licensed professionals before making decisions about business formation, taxes, insurance, contracts, or financing.

8. Your Responsibilities

You are solely responsible for:

Your business decisions and how you apply what you learn

Compliance with FMCSA rules and all other federal, state, and local regulations

Obtaining and maintaining your own operating authority, insurance, and permits

Your vehicle, its condition, and its maintenance

Your contracts and dealings with brokers, shippers, and customers

Your taxes and financial recordkeeping

The results you do or do not achieve

9. Intellectual Property

All content on this site and in the Course belongs to Kargoza LLC and is protected by copyright, trademark, and other laws. This includes text, video, audio, templates, scripts, checklists, graphics, logos, and the Cargo Van Money name.

The free ebook may be shared with others in its complete, unmodified form. Do not edit it, strip our branding, or repackage it as your own.

Course materials may not be shared at all. You may not copy, record, screenshot for distribution, resell, republish, or give access to any Course content, and you may not use it to build or teach a competing course. Access is for you only.

We may terminate your access without refund if you violate this section, and we reserve all other legal remedies.

10. Acceptable Use

You agree not to:

Share your login credentials or let anyone else use your account

Attempt to access parts of the site or Course you have not paid for

Interfere with the site's operation or security

Use the site or Course for anything illegal

Harass, threaten, or abuse our staff or other customers

Misrepresent yourself as affiliated with, endorsed by, or an instructor for Cargo Van Money

11. Email and Text Messages

By giving us your email address, you agree to receive emails from us. You can unsubscribe at any time using the link in any marketing email.

By giving us your phone number and checking the consent box on our forms, you agree to receive text messages from Kargoza LLC / Cargo Van Money. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Consent to receive text messages is not a condition of any purchase.

How we handle this information is described in our Privacy Policy.

12. Third-Party Services and Links

The site and Course reference third-party tools, load boards, apps, insurers, lenders, and service providers. We do not control them and we are not responsible for their content, pricing, availability, decisions, or conduct.

Mentioning a company is not an endorsement or a guarantee that they will work with you or serve you well. Do your own due diligence.

13. Disclaimer of Warranties

The site and the Course are provided "as is" and "as available," without warranties of any kind, express or implied. To the maximum extent permitted by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the site will be uninterrupted, error-free, or secure, or that the information in the Course is complete, current, or applicable to your specific situation.

14. Limitation of Liability

To the maximum extent permitted by law, the total liability of Kargoza LLC for any claim related to the site, the ebook, or the Course is limited to the amount you actually paid us.

We are not liable for indirect, incidental, special, consequential, or punitive damages, including lost profits, lost business, lost income, vehicle costs, or business losses, even if we were advised such damages were possible.

Some states do not allow certain limitations, so parts of this section may not apply to you.

15. Indemnification

You agree to defend, indemnify, and hold harmless Kargoza LLC and its members, officers, and contractors from any claim, loss, liability, or expense, including reasonable attorney fees, arising from your use of the site or Course, your business operations, or your violation of these Terms or any law.

16. Termination

We may suspend or terminate your access to the site or Course at any time if you violate these Terms, without refund.

You may stop using the site at any time. Sections that by their nature should survive termination, including intellectual property, disclaimers, limitation of liability, indemnification, and disputes, will survive.

17. Disputes and Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law rules.

Any dispute arising from these Terms, the site, or the Course will be resolved in the state or federal courts located in Ellis County or Dallas County, Texas, and you consent to jurisdiction there, unless applicable law requires otherwise.

Before filing anything, email us at [email protected] so we have a chance to resolve it directly. Most problems get solved with a conversation.

18. Changes to These Terms

We may update these Terms. When we do, we will change the "Last Updated" date at the top and post the current version on this page. Continued use of the site or Course after changes means you accept them.

19. Entire Agreement and Severability

These Terms, together with our Privacy Policy and Earnings Disclaimer, are the entire agreement between you and Kargoza LLC regarding the site and the Course.

If any part of these Terms is found unenforceable, the rest stays in effect.

20. Contact

Kargoza LLC, doing business as Cargo Van Money

1980 N US Highway 77,

Suite 140, PMB 701

Waxahachie, TX 75165

Email: [email protected]